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Term Insurance


Term insurance is often a more affordable alternative to permanent Life Insurance when looking to maintain your family's income if you pass away. Term insurance is different to permanent life insurance, in that it is for a specified time period - typically of 10, 20 or 30 years.

A term insurance policy will pay out your chosen sum assured, in a lump sum payment, if the holder of the policy dies during the term or is diagnosed with a terminal illness that accords with the definition of the provision.
There are three major types of term insurance policies that you can choose from for your cover: Decreasing, Level and Increasing.

Term insurance can often become very complicated. We will assist you to cut through the jargon to choose the policy that best suits your needs. We are committed to finding absolutely the right cover for each of our clients.
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